Payment Assistance Programs

LIHEAP is a federal program administered by the New Jersey Department of Community Affairs.

It provides a grant applied directly to your utility bill to help pay for heating costs and medically necessary cooling expenses.

The LIHEAP application is also used to apply for the Universal Service Fund program.

Customers with household income at or below 60% of the State Median Income may apply.

You can self-screen to determine your LIHEAP eligibility here.

Apply online or through a Community Action Agency near you.

Download and print application

Income Eligibility by Household Size
(Monthly Pre-Tax Maximum Limits)

1 = $4,167

2 = $5,449

3 = $6,732

4 = $8,014

5 = $9,296

6 = $10,578

You must apply by June 30 for LIHEAP benefits. Emergency assistance funds are available March 15 to June 30, 2026 while funds last; eligible households can receive up to an $800 credit applied directly to their energy bills.

To apply, contact your Community Action Agency.

For eligible customers, USF provides a monthly credit directly to your NJNG bill.

Income eligibility is aligned to LIHEAP, 60% of the median income threshold.

USF helps cover energy costs over 2% or 4% of your income (depending on heat source) up to $2,400 per year.

USF customers will only be able to participate in Fresh Start once in a five-year period. NJNG will screen USF enrollees upon entry into the USF program to determine if they have received Fresh Start during the prior five years. If the customer:

1. Has not received Fresh Start during the prior five years; and
2. Has an overdue balance of $60 or more, NJNG will automatically enroll the customer into the Fresh Start program.

• Learn more
• You can self-screen to determine your USF eligibility here.
• Apply online or through a Community Action Agency near you.
• Download and print application 

Income Eligibility by Household Size
(Monthly Pre-Tax Maximum Limits)

1 = $4,167

2 = $5,449

3 = $6,732

4 = $8,014

5 = $9,296

6 = $10,578

Lifeline provides a combined annual $225 grant for natural gas and electricity costs to seniors and individuals with disabilities.

The program is administered by the Department of Human Services.

Eligible customers must be a N.J. resident, age 65 or older or between ages 18 and 64 and receiving Social Security Disability benefits.

For 2026, income limits are set at less than $54,943 for a single person or at $62,390 if married.

• Learn more and eligibility requirements
• Apply online

Through SHARES, grants are available to assist income-qualified households who are experiencing an unanticipated financial crisis. Eligibility depends on the customer's financial needs and their history of making good faith payments with their natural gas and electric utility companies. These grants can provide up to $700 and $500 per each utility to reconnect or continue their service.

You can self-screen to determine your eligibility here. Click on the links below to apply for the specific program:

Payment Assistance for Gas and Electric (NJBPU PAGE) Program Application
https://sharesnation.org/nj-bpu-page-program-apply/

NJ SHARES Energy Assistance Grant Application
https://sharesnation.org/nj-shares-energy-grant-apply/

NJ SHARES SMART Utility Assistance Program Application
https://sharesnation.org/njshares-smart-utility-assistance-apply/

Income Eligibility by Household Size
(Monthly Pre-Tax Limits)

NJNG's GOW fund provides a one-time grant of up to $500 to help households unanticipated financial hardship reconnect or continue their natural gas service.

Call 800-221-0051 and say "energy assistance" at the prompt or email energyassist@njng.com for more information.

This is a free home energy improvement and education program for qualified low-income households.

Certified contractors will install free energy-saving measures in your home to help lower energy bills.

Comfort Partners is available to any N.J. household with significant energy use, with household income at or below specific limits. 

Click here for more information, eligibility requirements and to apply.

The program assists eligible elderly, handicapped and low-income individuals in weatherizing their homes, improving their heating system efficiency and helping them save energy. 

Learn more and eligibility requirements 

The Home Weatherization Program for eligible moderate-income customers from SAVEGREEN is the first step to improving the efficiency and comfort of your home.

Once qualified, you can receive up to $14,000* in weatherization measures to help reduce your energy bills and make your home more comfortable all year long. The program starts with a no-cost energy assessment to identify energy-saving opportunities in your home, and may include insulation, air sealing and other energy-saving measures.

Click here to learn more, for eligibility requirements and to apply.

*Terms and conditions apply. You must be a NJNG residential customer whose primary residence is a single- or in a multi-family dwelling with up to three units. You must own your home for a minimum of one year. Homes 0-5 years old or under a builder’s warranty are excluded. If you’re a renter, you must obtain consent from your landlord. Both renters and homeowners must meet the income guidelines. Visit savegreen.com/residential/income-qualified-programs/home-weatherization for more information.